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1. THE
LAW SAYS YOU CANNOT BE FIRED FOR FILING A WORKERS’
COMPENSATION CASE.
Many people are afraid to exercise their right to be
compensated when they’re injured on the job because of the
fear of being fired. While the law in most states is clear
that people cannot be fired because they file workers’
compensation claims it’s also true that occasionally an
employer will violate the law and terminate an employee.
At Brown and Crouppen we believe that retaining a lawyer
in a workers’ compensation claim is the single most
effective thing that can be done to prevent a “bad”
employer from breaking the law and terminating an injured
worker who is just exercising his or her legal rights.
2. THE INSURANCE COMPANY IS NOT YOUR FRIEND.
If you’ve been hurt on the job it’s important to
understand the “real” agenda of the insurance company in
your case. First, understand the insurance company is not
your friend, they are not looking out for you, they are
only looking out for their own interests. See, insurance
companies exist for one purpose only, to make money.
Insurance companies make money by selling workers’
compensation insurance to employers and receiving premium
payments, they then invest this money and make even more
money. Insurance companies lose money by paying out
benefits (money) to people hurt while working on the jobs
provided by these employers. Since you are one of those
people who want the insurance company to pay you money you
represent a potential loss to the insurance company and
insurance companies hate losses, cause that really sets
back that whole “exist only to make money” thing. Never
forget these simple facts, they are the basis for
everything the insurance company does, they have only one
goal, that is to close your case without paying you
anything or if they have to pay you something, to pay you
as little as possible.
3. THE INSURANCE COMPANY IS ALWAYS REPRESENTED BY AN
EXPERIENCED WORKERS’ COMPENSATION LAWYER.
Insurance companies are smart, they know that when you're
dealing with the law you need a lawyer, a lawyer
experienced in workers’ compensation law. These lawyers
are there for one reason only, to protect the interests of
the insurance company. While the state does provide a
judge or legal advisor, they are not there to be your
lawyer, they do not represent you. If you choose not to be
represented by a lawyer you are on your own.
4. INSURANCE COMPANIES PAY MORE MONEY IN WORKERS’
COMPENSATION CASES WHEN THE INJURED PERSON IS REPRESENTED
BY A LAWYER.
I believe this because of my years of experience talking
to people hurt on the job. It explains why so much of an
insurance adjuster’s time is spent trying to discourage
accident victims from talking to lawyers. When you think
about it, it makes sense, of course unrepresented people
who have essentially no knowledge or experience about
workers’ compensation law, won’t be able to negotiate
nearly as effectively as a trained, workers’ compensation
attorney. Since insurance company’s sole reason to exist
is to make money it’s clear that keeping injured people
and lawyers apart makes good business sense for them but
not for you.
5. HIRING A LAWYER DOESN’T MEAN YOUR CASE WILL TAKE
YEARS TO BE SETTLED.
A lot of people think that hiring a lawyer delays the
legal process so that their case will take years to be
completed. The truth is, this is usually not the case. At
Brown and Crouppen most workers’ compensation cases are
finished in eighteen months or less. In short, don’t
worry, a good workers’ compensation lawyer, will not delay
your case at all, which means your case will most likely
be settled favorably in months not years.
6. YOU DON’T HAVE FOREVER TO TAKE CARE OF YOUR WORKERS’
COMPENSATION CASE.
Unfortunately, this is the truth. There are definite time
limits in taking care of your case. These time limits are
called statutes of limitations and if you wait past the
time set out in the statute your case is over, forever,
regardless if you have gotten any money or not. Don’t let
this happen to you, if you have a injury on the job don’t
wait until it’s too late, call Brown and Crouppen now.
7. IT DOES NOT COST YOU ANY MONEY IN ADVANCE TO GET A
LAWYER IN A WORKERS’ COMPENSATION CASE.
At Brown and Crouppen our policy in workers’ compensation
cases, as well as our other injury cases, is that we never
charge you any “in advance” legal fee. The only way you
ever pay any legal fees or expenses is at the conclusion
of your case and then only out of the money we were able
to recover. If we are unsuccessful and no money is
collected then any costs we incurred is our expense and of
course you owe us nothing for our time. We believe we
should make money only after we make you money. That’s why
it doesn’t cost you any money in advance to get a lawyer
in a workers’ compensation case. |
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